Selling pays more today; pawning keeps the item. A pawnbroker's plain answer to pawn vs. sell — the side-by-side table, the 30-day math at 25% per 30 days, when to do which, and the consignment option most pawn shops do not offer.

South Dakota's pawn shops city by city, from Sioux Falls and Rapid City to Aberdeen, Mitchell and Mobridge: what a loan costs here, how to sell to one, and the four checks that separate an established counter from a risky one.

What pawn shops pay for gold: 75% to 90% of melt value. The karat multipliers, the four-step math and a dated spot snapshot, so you can check any offer before you walk in. From Mobridge, SD.

The maker marks to look for, the dated timeline that catches a wrong claim, five checks you can do at home, and the federal ruling that makes "Black Hills Gold" a place rather than a style.

What Larsen's does in the store in one visit, what goes to a partner jeweler, how long each takes, and what actually drives the price. Written estimate before anything leaves the store.

Mid-year 2026 pawn shop statistics: a $4.5B U.S. market, a $150 average loan, an 85% redemption rate, gold at record highs, what changed in H1 and what to watch in H2 — sourced from the NPA, IBISWorld, the FDIC and the Federal Reserve.

What silver rounds, bars, coins, junk silver, and sterling are worth — spot price basics, how evaluation works, what to bring, and why you shouldn't clean old coins before selling.

Why Black Hills Gold has three colors, whether it is real gold, where the style came from in 1870s Deadwood, and how to care for a piece you already own.

Larsen's in Mobridge, SD: Mon–Fri 11am–6pm, Sat 11am–3pm, closed Sunday. Plus the 2026–27 holiday schedule with dates — Native American Day, Thanksgiving, Christmas, New Year's — and when to call ahead.

How do pawn loans work? Five steps, what a loan actually costs, what pawn shops charge in 14 states, how long you get, and South Dakota's pawn rules explained.